Last Updated: Dec. 4, 2024
1. Introduction
This Privacy Policy outlines the methods Orion Financial employs to collect, use, disclose, and protect your business and personal information when you utilize our business financial services.
2. Information We Collect
2.1. Business Information: We may gather various types of business-related information, including but not limited to:

• Business name, address, and contact details.

• Business financial statements, tax records, and credit history.

• Ownership and shareholder details.
   

2.2. Personal Information: We may collect personal information from business owners or authorized representatives, such as:

• Name, title, and contact details.

• Social security number or taxpayer identification number.

• Financial information necessary for personal guarantees.
   

2.3. Financial Information: When sending your bank statements and application, we collect financial data related to your business, including revenue, expenses, and other relevant financial metrics, to assess your eligibility for working capital.
 
2.4. Usage Data: Information about how you interact with our website and services may be collected, including your IP address, browser type, device information, and pages visited.
 
2.5. Cookies: We use cookies and similar tracking technologies to gather information about your interactions with our website. You can manage your cookie preferences through your browser settings.
3. How We Use Your Information
We utilize your business and personal information for several purposes:

• To evaluate your eligibility for business loans.

• To process loan applications and manage lending transactions.

• To comply with legal and regulatory obligations.

• To communicate with you about our services and updates.

• To enhance and personalize our services.

4. Disclosure of Your Information
4.1. Legal Compliance: We may disclose your information as required by law or to protect our rights, privacy, safety, or property, or that of others.
5. Data Security
Orion Financial implements reasonable security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, we acknowledge that no internet or storage system can be considered 100% secure.
6. Your Choices
You have several rights concerning your information:
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• Access: You can request access to the information we hold about you.

• Correction: You can request corrections to any inaccurate or incomplete data.

• Deletion: You may ask for your information to be deleted, subject to legal and regulatory constraints.

• Opt-Out: You can opt-out of marketing communications by following the instructions provided in such communications.

7. Children’s Privacy
Orion Financial's services are not directed at individuals under the age of 18. We do not intentionally gather personal information from children. If you believe that we have inadvertently collected such information, please contact us so we can promptly take appropriate action.
8. Changes to This Privacy Policy
We may update this Privacy Policy to reflect changes to our practices or for other operational, legal, or regulatory reasons. The updated policy will be posted on our website, and the "Last Updated" date will be revised accordingly.
9. Contact Information
For any questions or concerns regarding this Privacy Policy or our data practices, please contact us at info@orionfinancial.us.
10. Governing Law
This Privacy Policy is governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles.